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FIXED INCOME TERMINAL

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Secondary Switches Model

Analyze bond swap opportunities in the secondary market

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This model will evaluate bond switch (sell-buy-back) opportunities:

  • Select bonds to sell from current portfolio
  • Choose replacement bonds to purchase
  • Calculate realized gains/losses on sale
  • Compare income streams (old vs new)
  • Analyze duration and convexity changes
  • Assess net cash flow impact
  • Consider transaction costs

📤Sell Side

Bonds to exit:

  • Select from portfolio holdings
  • Enter original purchase price
  • Current market YTM
  • Calculate clean/dirty prices
  • Compute realized gain/loss

📥Buy Side

Replacement bonds:

  • Browse available bonds
  • Filter by tenor/coupon/rating
  • Enter target YTM
  • Calculate entry price
  • View expected income

📊Analysis

Comparison metrics:

  • Income change (annual)
  • Duration change
  • Net cash impact
  • Breakeven analysis
  • Tax implications

Example Bond Switch

Scenario: Switch from low-coupon bond to higher-yielding bond

PositionISINCouponMaturityPriceDuration
SELLKE000123412.50%202998.454.2 yrs
BUYKE000567816.75%2031102.305.8 yrs
Annual Income Change
+KES 425,000
16.75% - 12.50% = +4.25% on 10M face
Duration Change
+1.6 years
Increased interest rate sensitivity
Net Cash Impact
-KES 380,000
Additional outlay required
Realized Gain
-KES 155,000
Loss on sale (purchased at par)

When to Switch

Bond switches make sense when: (1) You can significantly increase income without excessive duration risk, (2) You want to reposition ahead of rate changes, (3) You need to harvest tax losses, (4) Relative value has shifted (one bond cheap vs another), (5) Liquidity profiles have changed.

Risks to Consider

Switching risks include: (1) Execution risk - prices move before you complete both legs, (2) Realized loss impact on P&L, (3) Increased duration if rates rise, (4) Liquidity risk in replacement bond, (5) Transaction costs eroding benefits. Always stress test the new position under adverse scenarios.

Related to Existing Calculator

This model extends the existing Sell-Buy-Back calculator at /fi/calcs/secondary, adding portfolio-level analysis and strategy comparisons. The underlying bond calculation logic is shared between both tools.